Fernando Bustamante's Blog Posts

Jun 26 2018 59840 1

5 Surprising Home Staging Tricks That Work1. Colorful Potted Flowers by the Front DoorYour front door is one of the very first impressions home buyers will get of your home. It’s likely they have

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What To Expect For The El Paso Housing Market

We have a new Federal Reserve Chairman. Jerome Powell leads the troops these days. As Fed Chairman, Powell will be repeatedly run through the Congressional wringer. His first run through

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Why Companies Are Moving Downtown

Why Companies are Moving Downtown, these companies want vibrant neighborhoods with affordable housing options, restaurants, nightlife, and other amenities in walking distance, and a range of

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Impact Of The 2018 Tax Laws On Real Estate Owners

PRIMARY RESIDENCE HOMEOWNERSAs a result of doubling the standard deduction to $12,000 for single filers and $24,000 for married filing jointly, according to Moody’s Analytics, as many as 38

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Tax Cuts And Jobs Act Of 2017 Update

Here's a quick recap of the National Association of REALTORS' Calls for Action on the Tax Cuts and Jobs Act of 2017:Although the final tax reform bill is far from perfect and the results are

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May 7 2017 1332 1

First Quarter numbers for the El Paso Housing Market are in with good news for both buyers and sellers.Read the

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The FHA Mortgage Insurance Turmoil Discussion

https://elpasoblog.wordpress.com/2017/01/23/the-fha-mi-turmoil/

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Single Women Kick Butt In The Housing Market

Over the past 12 months, single women made up 17 percent of all homebuyers, purchasing at twice the rate of their single male counterparts, according to a new annual report from the

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Winterizing Your Home

See what Bob Vila says about winterizing your home!  Don't let yourself suffer the damage caused by pipes that burst!  http://www.bobvila.com/articles/winterizing/

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How To Write Your First Blog

1 – Who you are. Tell me about your business, but also introduce me to the blog’s writers.  Share pictures.  The more information about yourself and your business that you are

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El Paso County Sets Important Framework

El Paso County Commissioners approved a proposal that will soon allow business owners and developers to tap into the Texas Pace program. Property Assessed Clean Energy (PACE) is an innovative

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Renting Vs Buying A Home

This New York Times article spells out many important factors to consider when faced with this decision.  I live in an area where there are a lot of military personnel.  The choice between

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Time To Prep For The Buying And Selling Season

if you plan on moving this spring/summer, NOW is when you need to start prepping for the big change!If you need to sell your home this upcoming spring, here's what you need to be doing in February

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Credit Repair Scares

It is no surprise that many El Pasoans are credit challenged. According to WalletHub, El Paso came in at 2,032 of 2,570 U.S. cities ranked for their average credit score. (That score, being 646

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The Best Time To List YOUR Home

When it comes to home selling, we hear the best time to put your home on the market is... the spring. But when in spring? And when can you expect to get the most money for your house?After

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Should You Buy That Fixxer Upper

For people who love old houses — and love to work on them — the notion of buying a fixer-upper can be irresistible. Just think: You can snag a rundown place in a good neighborhood for way below

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Get Into A New Home For The New Year

HAVE YOU MADE A NEW YEARS RESOLUTION FOR 2016? WHY NOT GET YOURSELF INTO A NEW HOME!Whether this home is new to you or a brand spanking new home, the time to start is now. Make sure that you have

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Dodging Drafts This Winter

According to the U.S. Department of Energy, drafts can waste 5% to 30% of your energy use. Start simple and adopt that old Great Depression fixture -- thedraft snake, which you can easily make

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The New Year Is Coming

As we end this year I am reminded how much can change when you work hard. It can be a new job, a new home, a bigger family, etc. The most important thing to remember is to do the  things that

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Home Buyers Please Use A Realtor

 You have been saving money for years to buy your dream house or the lot to build your dream house on. You saved a considerable amount of money and you are ready to give a great down

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Nov 6 2015 16350 1

Open House Time!Hosting my first open house on Saturday November 7th from 12-3 ...Hope to see you!

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El Paso Real Estate And Market

The median home price in the El Paso housing market is approximately $143,700. That is a far cry from the national average, which is just over $208,000. What’s more, El Paso real estate is not

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Hail During Your Home Sale

Marble-sized hail pounded parts of El Paso’s Upper Valley and southern Dona Ana county Tuesday, following similar storms in far east El Paso county earlier this month. Not only does this wacky

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THE TRUTH ABOUT RENT TO OWN

THE TRUTH ABOUT RENT-TO-OWNIncreasingly, I am getting requests for lease purchase or lease option homes, aka rent-to-own. Not just from buyers, but sellers who are finding it difficult to sell their

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How Long Will It Take My Home To Sell

There is one question every home owner has when it comes down to selling their property, how long will it sit on the market? This is very important and can strongly effect the ultimate selling price

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Experience The Breathtaking Season Of Fall At The Guadalupe Mountains

 Filled with vibrant autumn colors, the turning foliage of trees brings life to the remarkable McKittrick Canyon at the Guadalupe Mountains. Surround yourself with exceptional scenery and

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Need To Sell Your Home Or Need To Find The Perfect Home

Need to Sell your home?   Ask me how I can help using the latest technology and advanced tools to market, list and sell your home.Need to Buy a home?  I can help find the

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Sep 24 2015 7906 1

                                                       

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The 10 HomeBuying Costs You May Not Know About

The 10 Home-Buying Costs You May Not Know AboutIn my experience (little as it is) as a REALTOR® in El Paso, the majority of the buyers I meet are buying for the first time! Most know about the DOWN

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5 Reasons Its Still A Great Time To Buy A New Home

After years of sluggish sales and false starts, the real estate market is on a tear this summer, with prices posting double-digit gains every consecutive month since April.Prices have increased so

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BUILD YOUR CREDIT HISTORY

BUILD YOUR CREDIT HISTORY and buy the house you’ve been dreaming of.-Apply for a revolving credit, or secured credit card at your local bank.-Make a security deposit; it can be as small as $300!

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National Average Interest Rates As Of July 2015

Today's Interest Rates  Today's Rates - National

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6 Musts Before Buying A Home

6 must-do's before buying a homeCheck off these 6 items before buyingYou may think you're ready to be a homebuyer, but have you done your homework? Do you know about credit score requirements?

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Top Reasons To Buy A Home In 2015

Are you thinking about buying a home in 2015? Are you still on the fence? Here are five really good reasons to buy a home in the New Year.1.   Interest RatesAlthough the economy is

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The Most Popular Zip Code In El Paso And What This Means For You

More homes are being sold in El Paso this year compared to last year.That’s the good news!But the majority of those homes sold sit in just 4 of the 19 zip codes here in town.We take a look at the

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Curb Appeal Under 100 Dollars

There are dozens of small, inexpensive home improvements that you can do to your house to add instant curb appeal. Adding curb appeal to your house not only makes it easier to sell, but it also

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El Paso Foreclosed Homes

Want to find a fixer upper? Want a foreclosed home? Wan to invest in property? Click below for the listings of El Paso foreclosed homes. http://www.hubzu.com/searchResult?searchBy=El%20Paso,%20TX,

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How NOT To Get Stranded At Closing This Summer

The New Rules that Could Impact Your Home PurchaseNew requirements from the Consumer Finance Protection Bureau go into effect August 1, 2015. The new rules are set to help buyers understand exactly

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El Paso Real Estate Market Trends

El Paso: Real Estate and Market TrendsBy Than Merrill onMarch 23, 2015The median home price in the El Paso housing market is approximately $143,700. That is a far cry from the national average,

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Apr 17 2015 7331 1

The Northeast is starting to look a little different!  New commercial construction in the North Hills area will make conveniences much better for homeowners!  "One of Northeast El Paso’s

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Top 8 House Hunting Mistakes

Top 8 House-Hunting MistakesBy Amy Fontinelle Buying a home is a very emotional process, but if you allow those emotions to get the best of you, you may fall prey to a number of common home buyer

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How To Claim Rental Depreciation On Your Taxes

How to Claim Rental Depreciation on Your TaxesMany landlords know that they can claim rental property expenses like insurance on their federal tax returns. However, one of the biggest rental income

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Greater El Paso Association Of Realtors February Stats

Greater El Paso Association of Realtors ® February Stats.;

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Five Smart Homebuyer Strategies

The National Association of REALTORS® has announced that there's a housing supply shortage. Homes are selling quickly and home prices are starting to inch up again. It's becoming a seller's market

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Mar 16 2015 10921 1

People that never take risks, live their lives wondering, "what if I had done this or that, would my life be better?"  Of course, they will never know because they didn't take a chance or even

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How To Choose A Real Estate Agent

When it comes to choosing an agent where do you start? For most home owners that is where the problem starts. Not all agents are the same. Actually most are. They come to your house and tell

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A New Year A New Career

What is 'Home'?It's a hard feeling to describe. For me, it's where you feel safe, secure, and loved.When I came to El Paso 7 years ago as a television news reporter, it was never my intention

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Is Remodeling Your Home Worth The Cost

Check out some great thoughts about home makeovers from Realtor.comAsk These Questions for Your Home MakeoverUnderstanding your intentions for your house can go a long way towardshaping your

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El Paso Texas First Time Homebuying Assistance Info

City of El Paso First Time Homebuyers ProgramThe purpose of the City of El Paso’s First Time Homebuyer Program is to assist low and moderate income individuals and families in achieving their goal

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Top 5 Reasons To Buy A House Right Now

Buying a house is a highly individual decision—and a local one—but current trends are creating a favorable situation for many would-be homeowners.Interest rates are low, employment is,

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10 Steps In Homebuying

Understanding how to find and finance the perfect home for youBuying a house requires a lot of time and effort, but these 10 steps can help make the home buying process manageable and help you make

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Over 1700 Realtors In El Paso Why Choose Me

There are over 1700 Realtors in the El Paso, TX area, so why should you choose me? Choosing a Realtor is such a difficult thing to do. Most people think that all Realtors are the same. We all take a

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Say Goodbye To Renting

Tired of Renting? Kiss your landlord goodbye for good! Now is the best time to consider purchasing your first home. Rates are so low, that you could own your home for as much as you are paying for

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Feb 9 2015 10921 1

Jealous of your girlfriends' new house? " How did she qualify if I make more money than she does?" you ask yourself. The truth is, you don't have to be a millionaire to afford your own home! All you

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Feb 8 2015 10921 1

Tired of renting but think you can't afford to buy a home of your own? Call me today and let me help you become a homeowner. Call Fred Alarcon at Exit Realty at 915-240.

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El Paso Homes For Sale

Would you like to know when houses became available for sale as soon as they are listed on the market? Let me know what kind of house you are looking for and your price range and I

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2015 Sales Expected To Pick Up Where 2014 Left Off

The link below offers a look at what the expectations are for this years home sales trends. If you are curious about selling your home and need more information call me! That is exactly what I am

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7416 Luz De Lumbre El Paso TX 79912

Beautiful home located on El Paso's West Side. This home has so much to offer...it could be the home you have always dreamed of owning!  Two living areas, two dining areas, 3 very spacious

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Whats Your Selling Competition In The Upper Valley

Are you wondering what is new on the market in the upper valley in great El Paso? Click the link below and it will show just that. Let me know if you would like to list your home or take a tour of

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Housing Is About 75 Back To Normal Report

The U.S. housing market continues to improve, but it's not quite there yet. In fact, it's about three-quarters of the way back to, "normal." That is the conclusion of a new report from Trulia, a

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Are You An Investor

Are you looking to invest or looking or a foreclosure in the El Paso area? Let me help you! Click the link below to look at all the foreclosures in El Paso. I can take you to any properties that you

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Seling Your Home In El Paso

Are you thinking about selling your home? Are you wondering what the best price is to list your home? Let me tell you! I can do a market evaluation of your home. That means that I will compare and

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Existing Home Sales By National Association Of Realtors

Total Sales Price of Existing Homes provided by National Association of®

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Are You A First Time Home Buyer

GOOD NEWS FOR FIRST TIME HOME BUYERS!No matter what your political views are, if you are a first time home buyer, you will be happy! Yesterday, In a move designed to bring more first-time homebuyers

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Will Housing Be More Affordable

While President Obama's announcement later today will be good news for our local housing market, there is more to the story.www.facebook.com/michael.bray.52/posts

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Predictions For 2015

I predict -Business will continue to go where invited and remain where appreciated.I predict - Reputations will continue to be made by many acts and lost by one.I predict - People will go right on

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FHA Loans Will Be More Affordable

In a move designed to bring more first-time homebuyers into the housing market, President Barack Obama said Wednesday the Federal Housing Administration (FHA), the government insurer of home loans,

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Intersted In Selling Your Home

Are you wondering what the first steps are to selling your home? Are you wondering what it is worth? Let me tell you! I can come do an evaluation of your home and compare it to properties sold in

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How Much Is Your Home Worth

Do you know how much your home worth? Are you thinking about selling but don't know if you have enough equity to get that big house down the street? Let me do a Comparative Market Analysis! I take

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Jan 6 2015 10217 2

GEPAR Orientation for new agents is tomorrow 1/7/15 8

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Jan 6 2015 9478 2

Are you looking for an El Paso home? Are you looking to Invest? Are you wanting to list your home? Call me! Let me share with you what I can do for you. I am a very proactive agent! I wont just list

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Jan 6 2015 9478 1

Have you ever thought about investing?With all the Short sales popping up all over El Paso I believe this is a great opportunity for you to spend your money in an effective way,Right now there is a

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Jan 4 2015 10217 1

Exit East Realty wishes everyone a very Happy Holiday

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Proposition 1 On Ballot Good For Texas

#Proposition1 on the statewide ballot will provide more money for roads with no new taxes, no new debt, and no new toll roads. That’s good for the economy and good for Texas. Visit www

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October Is Time To Fall Into Action

10 Tips For Your Home's Maintenance Clean rain gutters after the leaves fall.Inspect and maintain your heating system.Make any necessary repairs to your roof and siding.Shut off outdoor faucets

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Simple Ways To Allergyproof Your House

Protecting yourself from household allergens can be a daunting task, but start simple and you might see quick result. The following steps will help you.Take off your shoes when you enter the

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5 Ways To Add Curb Appeal On A Budget

1.  Dress up your front entrance by polishing or giving your front door a fresh coat of paint. Add some charm to the entryway by adding a wreath and a new doormat to welcome any potential.

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Seniors Can Purchase New Home With Reverse Mortgage

Seniors can purchase new home with Reverse Mortgage- With NO MONTHLY MORTGAGE PAYMENTS!! We can help them finance their new home purchase with a reverse mortgage. Must be 62 years old

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7 Luxury Agent Staging Tips That Work Anywhere

It feels great to win a listing, no matter what market you work in. But, we all know “winning” is the beginning of where the real work starts.So what’s next? It’s time to talk with your

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Hurry What Is Your Opinion

City of El Paso seeks additional community input on signature projects of 2012 Bond Program EL PASO – The City of El Paso has scheduled additional opportunities for members of the community to

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Having Trouble Catching Your ZZZZs

Successful people understand that establishing great sleeping habits is critical to their success. That’s why bedtime routines are a ritual that is non-negotiable! Here are nine nightly

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Open House This Sunday July 20th At 379 Emerald Cloud Ln In Horizon Tx 79927

This beautiful home features a southwestern exterior and is situated on a large 1/3 acre cul-de-sac lot. It has 3 bedrooms and 2 1/2 bathrooms. The master bedroom is located downstairs and has a

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7 Ways To Make Your Home MoveIn Ready

7 Ways to Make Your Home Move-In ReadyEver heard the phrase, “walk a mile in someone else’s shoes?” When it comes to selling your home and boosting curb appeal to the widest range of buyers,

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UTEP Centennial Celebration Open House This Week

Centennial Events Ruben Salazar: Man in the Middle on April 9, 2014 6:00 pm ·         UTEP OPEN HOUSE on April 10 – 12 2014 ALL·&

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Agent Beware 5 Signs Of A Difficult Client

As agents, you can’t expect to agree with sellers on everything, at least not from the get-go. But there are certain telltale signs of clients that you should avoid at all costs, as they will only

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7 Ways Homebuyers Can Gain An Edge This Spring

In a competitive market, homebuying can be a contact sport. Here’s your game planWith a more competitive housing market in the spring, you might have to offer a little more than the asking price

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Which Home Remodeling Projects Are Worth Your Money US News

.View photoWhich home remodeling projects are worth your money?Even if you’re not planning to sell your home anytime soon, it’s an inevitable question when you consider remodeling: How much will

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Here Are Seven Reasons To Buy A Home By The End Of 2013 And Beginning Of 2014

The Associated PressBy Sabah KarimiIf you've been thinking about taking the plunge and buying a home, the last quarter of 2013 might just be the time to do it. Rates on fixed-rate loans

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I Wanted To Give You Some Successful Tips For Selling Your Home

Top Eight Home Showing Tips Showing your home is essential in the real estate business. After all, who would purchase a property sight unseen? When a potential buyer stops in, here are eight

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4 Home Upgrades That Could Save You Money Now

4 Home Upgrades That Could Save You Money NowPublished January 06, 2014REUTERSNow that fall has come and gone, we no longer get to see changing leaves when we look outside. Instead, those beautiful

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FirstTime Homebuyers Dont Make These Mistakes By Kate RogersPublished

January 21, 2014FOXBusinessCongratulations, you are ready to buy your first home. Now hold on, the process is often long and confusing.First-time buyers may have the urge to embark on this milestone

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TRADE YOUR HOME INTO A NEW HOME

Are you ready to trade up your  property into a new  home?  Many people are strongly considering the possibility of a move up during this current real estate market, as a

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HAS YOUR LISTING EXPIRED

My name is  Marta Narvaez, and I'm a very different type of REALTOR®/AGENT.  I don't take on huge numbers of listings because there are only so many hours in a day, and each one of

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5 Ways Home Sellers Can Prepare For The Spring Market

Spring being the busiest time for real estate, homeowners planning to put their homes on the market shouldn’t wait for flowers to bloom before getting ready to sell. Having a few months to prepare

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5 Resolutions For FirstTime Home Buyers

If you’ve promised yourself you’ll become a homeowner for the first time in 2014, we’ve got five, easy-to-accomplish resolutions to help get you there.1. Boost Your Credit ScoreYour credit

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Are You Looking For An Experienced Savvy REALTORAGENT Who Pays Attention To Your Individual Needs A

 My name is Marta, and I'm a REALTOR® who doesn't believe in cookie-cutter, “one size fits all” real estate solutions.  Instead, I take the time to get to know each individual

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Bad And Good News About Rental Affordability Crisis

U.S. in ‘Worst Rental Affordability Crisis’ Ever As rental demand grows, soaring rents are taking a bigger bite out of households’ pocketbooks. About half of renters spend more than 30

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Quickly Transform Your Kids Room Into A Guest Retreat This Holiday Season

Quickly Transform Your Kids’ Room into a Guest Retreat This Holiday SeasonFrom pumpkin pie to poinsettias, turkey to tinsel -- the busy holiday season is upon us once again. Unless you're lucky

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Simple Christmas Potpourri

Simple Christmas Potpourri   ½ lemon, halved ½ orange, halved 3 cinnamon sticks 3 bay leaves ¼ cup whole cloves 1 qt water   Combine all ingredients in

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HAPPY AND JOYFUL HOLIDAY SEASON

 I would like to extend my warmest wishes to you and your family at this wonderful holiday season!  I truly hope that you have a HAPPY AND JOYFUL HOLIDAY SEASON. It's always fun

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Hurry To Get The Biggest Bang For Your Buck

I just wanted you to know that there will likely be a change to home mortgage qualifying guidelines that go into effect on 1-10-14.  Currently pre-qualified and pre-approved clients may not

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I Do Not Want To Be THE Social Media Expert

I don't want to be THE Social Media Expert. I just want to have a better understanding of how it can make my life a little better. Forget what you THINK you know about Social Media and take a

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MY MARKETING TECHNIQUES TO SELL YOUR HOME

When real estate markets transition from seller's to buyer's markets, agents tend to put a lot more money and work into selling listings. However, I believe that employing strong marketing

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Why Hire Me To Find The Right Home For You

 First, you'll enjoy the benefit of a talented professional with abundant resources who takes the time to identify your requirements and taste, then searches for the best possible match

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Unforeseen Utility Work Forces Complete Closure Of Country Club Road

Country Club Road will be closed to all traffic between Doniphan Drive and Love Road beginning on Monday, November 18, 2013. The complete closure is expected to last until March 2014. Residents

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HOW CAN I HELP YOU BUY A HOME

How I Can HelpBefore you start lookingClosing CostsAs Your Agent, I Will:Assure that you see all the properties in the area that meet your criteria.Guide you through the entire home buying

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Let Me Help You Sell Your Home

Selling your home shouldn’t be a stressful ordeal. Making the smart move of choosing a REALTOR® is your first step to ensuring that your investment in your home pays off. My services and

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SEASONAL TIPS FOR A GREAT LOOKING PROPERTY THIS FALL

It’s hard to believe that fall is already upon us. Summer may be over, but now is not the time to neglect a home’s exterior, especially if it’s going to soon be listed for-sale this season.

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If You Get This One Thing Right You Will Sell Your Home

There are many steps you should take to sell your home … things like clearing clutter, making repairs, and freshening up the landscaping. But there’s only one factor that, if you get it

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2 Scams To Avoid When Buying Your Home

A new family moved in next to us, and my wife and I stopped by to welcome them. They asked us when trash pickup is (Tuesday), if the city will fix the broken streetlight next to their driveway

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How Texas Real Estate Won On Election Night

All nine proposed amendments to the Texas constitution passed in the Nov. 5 election, including Propositions 5 and 6. Here's how these two wins are good for Texas and for the real

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Why You Need A Real Estate Professional

Selling a home requires a great deal of information and resources, especially if you want to get top dollar. Hiring a real estate professional helps the entire process go smoothly and provides you

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10 Tips To Boost Your Homes Appraisal

1. Spruce up the house. Appraisers say that you don't need to deep-clean under couches and that a few dirty dishes won't hurt your home's value. But rats, cockroaches and that car you've been

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A Question You Definitely Need To Ask Whats My Home Worth

Do you know how much your home is worth? The answer to that question can be critical to getting insurance, selling your home at market value or getting a home equity loan. Using a home value

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Getting The House Ready To Sell

Make Your Home "Anonymous"If there is a new home sales tract near your home, go visit. It doesn't matter what size the homes are. What you will find are some wonderfully (but sparsely)

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Reproposed Definition Of Qualified Residential Mortgages

The National Association of Realtors® (NAR) added its comments to those of other housing groups about a re-proposed definition of qualified residential mortgages (QRM).  Six federal

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HOW MUCH DO YOU KNOW ABOUT CLOSING COSTS

When you buy a home, it's important to be financially prepared up front for all of the costs, large or small, straightforward or unexpected, that you might need to cover throughout the process. As

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What A REALTOR Can Do For You

The REALTOR® you work with could be one of your most valuable resources. Unlike many real estate agents who are simply licensed by their state to do business, REALTORS® have taken

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DOWN PAYMENT ASSISTANCE FOR YOU TO BUY A HOME

1.-   low, fixed interest rate. 2.-   4% in down payment and closing cost assistance, (e.g. on a $100,000 loan you would receive $4,000 in assistance).3.-   

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What To Look For When Buying A House Home Purchasing Tips And More

The experts at Loan Love urges home buyers to:Act now while interest rates are lowBe realistic about the mortgages you can afford.Know a home's real valueActing now on interest rates can

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Will The Year Long Construction On Country Club Affect You

COMMUNITY MEETINGMONDAY, AUGUST 19, 20135:30PMISARON HALL1071 COUNTRY CLUB ROADThe City of El Paso’s Engineering and Construction Management Department has scheduled a community meeting to update

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How Frank Lloyd Wrights Taliesin Survived Murder Fires And Constant Change

The architect's home may be best known for the fire that killed his mistress. But it's a masterpiece of marrying design and landscape.

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Container Home Causing Stir In West El Paso Neighborhood

A container home that is built from recycled steel shipping containers is currently being built in El Paso.  According to Darren Hunt at ABC-7 it is causing quite a stir with the neighbors -

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El Paso Housing Finance Corporation Announces New Program

After a highly successful program that produced 740 new home owners and over $80 Million in mortgages originated ended last year, the El Paso Housing Finance Corporation (EPHFC) is excited to

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Become A Digital Ambassador In El Paso

Are you interested in knowing what is going on in El Paso?  Do your friends and family look to you to be "in the know"?Then become an El Paso Digital!

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So Exactly What Is There To Do In El Paso

Check out the latest to do in El Paso at www.VisitElPaso.

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Renters Thinking More About Owning A Home Say Homeownership Is A Top Priority

NEWS RELEASEWASHINGTON (July 25, 2013) – Americans overwhelmingly believe owning a home is a good financial decision and a majority of renters say homeownership is one of their highest priorities

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More Signs Of Strength In The Housing Market

The news keeps getting better for the U.S. housing market. Prices are up, construction is up, and new-home sales are up. These are significant changes on the margin that are likely to have positive

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NAR Launches Call For Action On Tax Reform

On July 10, 2013, The National Association of REALTORS® (NAR) launched a Call for Action (CFA) in response to the Senate Finance Committee’s plan to use a “blank state approach” for tax

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Congressional Action On Housing Reform

Last week House Financial Services Chairman Hensarling (R-TX) introduced a comprehensive discussion draft on Housing Finance Reform. The draft bill, called the Protecting American Taxpayers and

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Is It Smart To Buy A House Right Now In El Paso TX Army Will Be Paying For It With BAH 1165

If you are receiving a BAH of $1,165.00 a month and you rent a house or an apartment, in my opinion you are already loosing money. If you stay for  3 years in El Paso Tx ,  

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Gadgets That Reduce Your Summer Utility Bills

As much as ten percent of the cost to power electronics and household devices is wasted on vampire load, the energy consumed by plugged-in devices not in use. If your energy bill is making you sweat

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Rising Rates Wont Affect Median Income Families Yet

Although interest rates for 30-year fixed-rate mortgages are expected to reach nearly 4% during the second half of this year, rates would have to be nearly 7% before a U.S. median-priced home

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Selling Your Home Why You Need A REALTOR

The temptation to save yourself the cost of hiring a real estate agent when selling your home can be overwhelming, and with more websites, books, and other resources popping up that claim to give

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How To Cut Closing Cost When Buying A Home

Edited by Ozzing Lemon, Milind, BR, Monkey1269 and 6 othersBuying a house is an expensive endeavor. Saving for a down payment often takes a potential homebuyer years and it typically takes

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5 TIPS TO GET YOUR LENDER TO RENEGOTIATE

Because of the ongoing financial liquidity crisis, or despite it, now can be a great time to negotiate a troubled commercial real estate loan, especially with such nontraditional sources as hedge

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Theres Nothing To Do In El Paso

I have lost count of how many times I have heard that comment over the past 30 plus years of living here.  And maybe, in the past, you might have been hard-pressed to come up with more than a

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What’s the smell of successful open house?

It’s not cookies… You've probably heard at some point that having cookies, pie, or other baked goods heating up in the oven during an open house will make a positive impression on

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Dia del Planeta Tierra

El 22 de Abril se celebra en todo el mundo el Dia Mundial de la Tierra. Esta fecha se instauro en Estados Unidos  el 22 de abril de 1970, para crear conciencia sobre los problemas ambientales

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Buying vs Renting

  The one sure thing about rent is that is going to go up almost every year and your payment will only go up if there is property tax increases. Also your home will probably gain about 3% per

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Dear Sellers and Buyers

  I am taking this opportunity to introduce myself and provide you with a few details on the realty services I provide.  My name is Marta Narvaez  and I am a[REALTOR® with 

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Domingo de Resurrecion

El Domingo de Resurrección o de Pascua es la fiesta más importante para todos los católicos, ya que con la Resurrección de Jesús es cuando adquiere sentido toda

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The Future of Lending

How would you like to go to Walmart to get your mortgage loan? I think it is a great idea. Not only Walmart would be a good choice for generating loans for mortgages but how about powerhouses like

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YES I AM A REALTOR

  What does a REALTOR® do, anyway? Yesterday I was asked by someone if I sold houses.  I replied, "Yes.  I am a REALTOR®"  "Oh, so you do mortgages and stuff?" ,

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FHA to increase cost and extend insurance term

Get the pens out and write the contracts as The Federal Housing Administration (FHA) has increased the cost and the duration of the mortgage insurance premium (MIP) and the upfront fees. Anything

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Real Estate Recovery:

Dear Wall Street Daily Reader,   See it, Believe it and Then Invest in It! A smart investor recognizes that the market is a forward-looking beast. He also knows that the market regularly"

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CONSEJOS PRACTICOS Y SENCILLOS PARA VENDER TU CASA.

Unos cuantos cambios pueden reducir el tiempo de venta y aumentar el precio de tu casa. Debe limpiar todo y deshacerse de aquello que tenga aspecto desordenado. Pero aparte de eso, ¿C

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Home Buyers are back but are the homes

Thats right where are the homes? September of last year there was a surplus of 8.9 months of homes on the market for buyers to pick and choose from now a year later  there are only 2.32 million

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9 Unexpected Energy (and Money) Savers

Here are a few surprising and simple ways to cut your energy bill this season. Put lamps in the corners: Did you know you can switch to a lower wattage bulb in a lamp or lower its dimmer switch

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NEW PROPERTY HOMESTEAD LAW IS NOW IN EFFECT

A new state law that took effect on September 1, 2011 has changed the proof of residency requirements for Texas homeowners applying for a homestead exemption. In order to be able to provide the

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Unique Online Holiday Ideas

Send holiday mail with your own photo on postage stamps by going to www.photo.stamps.com Families that sing together have more fun . Print out lyrics to thousands of songs from www.lyrics.com Find

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HUD poised to extend investor flip waiver

HUD is set to extend the waiver on anti-flipping of REOs.  Put simply, that means that Investors will be allowed to flip HUD homes for another 2 years at least.  That's because the agency

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Housing prediction for 2013: Prices will rise

Home prices will continue to rise, anywhere from 5 to 7 percent in 2013 from 2012. These prices will be driven by continued competition among investors in the distressed market, as well as a return

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INVIERTA EN BIENES Y RAICES

Invertir en bienes raíces o bienes inmuebles es una alternativa de inversión que consiste en comprar un inmueble tal como una casa, departamento, local comercial o terreno, y luego

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Asarco smokestacks a TALL story

Alas, another old El Paso landmark will be no more than just a pile of bricks and concrete to be hauled away. Like the saying goes the only constant is change. Even though the stack was the tallest

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HAMP ERING the Economy

  HAMP-ering the Economy Although very well intentioned, the Home Affordable Modification Program (HAMP), is proving to be a big failure so far.  The

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EXCELLENT NEWS FOR BUYERS AND SELLERS

MortgageRatesFallintoRecord-BreakingTerritory   Fixed-rate mortgages dropped to new all-time lows this week, pushing homebuyer affordability even higher for those who can qualify. &ldquo

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Mortgage Rates Fall into Record-Breaking Territory

  Fixed-rate mortgages dropped to new all-time lows this week, pushing homebuyer affordability even higher for those who can qualify. “Fixed mortgage rates eased this week to record

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Honor our Veterans on Veterans Day

I would like to take a moment of our time and would ask that for a moment we reflect on all that has happened to us as a nation in the last twelve years. We as a country with the support of our

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Extra Touches to Help Sell This Fall

DAILY REAL ESTATE NEWS | TUESDAY, NOVEMBER 06, 2012 Homes can look less inviting in the fall and cooler months, but there are easy ways you can evoke that “homey” feel buyers crave.

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New Home Sales Hit Two Year High

Good news for the housing recovery as sales and prices coupled with low rates fuel increases in new home sales as the following story highlights: NEW YORK (CNNMoney) -- In another sign of a housing

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Another Federal suit against another big bank

Another case similar to the recent filing against Bank of America for alleged selling of notes to the Fed as sound certified loans. Now Wells Fargo gets the preverbiale  slap with a lawsuit

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Mortgage rates remain near historic lows

A recent article posted from CNN.Money shows that rates for a 15 year note are extremely low at 2.66%. Even on the 30 year 1st time mortgage it rose from 3.36 to 3.37 % a promissing sign for buyers

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Make Your Money Grow

Would you like to end this year in a better financial condition than you did last year? Well, now you can. Here are three simple steps you can take today that’ll help your money grow.  1.

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Good signs for the economy

Although slow in materializing Gross Domestic Product gained although modestly. The economy shows signs of a modest increase at 1.6 GDP to 2.0 percent. Even though this is lower than predicted and

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El Paso and Texas First Time Homeowner programs

Did you know that there are first time home buyer programs in the City of El Paso and The State of Texas that offer financial incentives at great rates for people looking to become home owners for

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How long does that affect my credit (USDA)

This is the final installment in the series of how long derogatory information stays on a credit report after a negative credit event listed below. In this economy things have been uncertain in the

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VA guidelines for derogatory credit information part three

Here are the derogatory events associated with a Veterans Administration Loan and the waiting periods associated with a derogatory credit event to be able to re-qualify. This in general determines

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Buying a house

Buying a home is one of the most important financial decision you'll ever make. A home can be an excellent investment because most houses increase in value over the years. Home ownership also bring

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Buying a house

Buying a home is one of the most important financial decision you'll ever make. A home can be an excellent investment because most houses increase in value over the years. Home ownership also bring

Read More

FHA guidelines for derogatory credit information Part Two

This is part two of the continuing series on the length of time required to get detrimental information off your credit file for an FHA loan.   For an FHA loan (the credit information is

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Real Estate Wealth Supports Texas Economy

COLLEGE STATION, Tex. (Real Estate Center) – Texas is wealthy, and real estate is a big reason.   Texas’ 2011 real estate wealth was valued at $1.6 trillion or $65,432 worth of

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info about credit events on a credit report

In the past several years many people have experienced a foreclosure, short sale, or bankruptcy. Although a traumatic experience there is still a possibility of owning a home in the following years.

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Appraisals should have more transparency

The Consumer Financial Protection Bureau wants you to see the full appraisal report on the house you’re buying or refinancing as early in the mortgage process as possible, and without your

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Modest Gains for El Paso Home Values

Home prices are up in El Paso, according to the latest data from the National Association of Realtors. El Paso’s median home price jumped to $135,000 in the second quarter, up 1.9 percent over

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Border Metros Headed for a Million

Two Texas border metros are on track to join the one-million-inhabitants club sometime in the next 30 years. According to a report by JHS Global Insight, McAllen-Edinburg-Mission and El Paso will be

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VLB Land Loan Interest Lowest Ever

Veterans Land Board) – Texas veterans can now take advantage of record interest rate loans from the Veterans Land Board (VLB). As much as $100,000 may be borrowed to buy land. A 6.75 percent

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TDHCA lets $48.6M in housing tax credits

TEXAS - The Texas Department of Housing and Community Affairs (TDHCA) has allocated $48.6 million in housing tax credits to developers of affordable rental properties. The awards, made through the

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El Paso Fountains at Farah

EL PASO - Best Buy has signed a lease to open a 37,740-sf store at The Fountains at Farah, a 600,000-sf power lifestyle center located at the northeast corner of I-10 and Hawkins Blvd. The center, a

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El Paso apartment 1Q 2012: Hendricks & Partners

EL PASO - Net apartment move-ins declined to 128 units in first quarter 2012, down from the 856 units absorbed during the same period in 2011, according to Hendricks & Partners. New apartment

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El Paso's Sun Metro ranks sixth in U.S.

EL PASO - Sun Metro’s transit coverage of the El Paso metropolitan area has been ranked sixth in the nation for its ability to connect workers to opportunity and jobs, according to a report by

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Socorro ISD's growth fuels projects

EL PASO - Socorro ISD is now the second largest school district in El Paso. The district has 45,000 registered students for the fall semester, more than Ysleta ISD's latest enrollment figures of 43

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UTEP begins $25M facelift

EL PASO - A $25 million facelift has begun on the campus of University of Texas at El Paso. The changes will restore an arroyo currently buried under a parking lot, create public park areas, and

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Socorro ISD’s $35M worth of LEED Gold

EL PASO - Socorro Independent School District has started construction on a $35.3 million, 237,000-sf kindergarten through eighth grade facility that is expected to be El Paso’s first LEED

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Texas cities lead the South in population growth

TEXAS - Houston, San Antonio, Austin and Dallas added more residents than any other Southern city between April 2010 and July 2011, the latest span for which official statistics are available. New

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Texas Tech approves El Paso's nursing school

EL PASO - Work is expected to begin next spring on a new home for Texas Tech’s Gayle Greve Hunt School of Nursing in El Paso. The facility, funded in part by an $11 million grant from the

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Fort Bliss adding new $15M aquatics center

FORT BLISS - A new $15.1 million indoor aquatics center at 20733 Constitution will double the number of swimming pools at Fort Bliss. The center is being built across from the Soto Physical Fitness

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Fort Bliss Beaumont Medical Center gets funding

FORT BLISS - Fort Bliss has received a $946 million congressional allocation towards construction of the new $1 billion Beaumont Army Medical Center on a 270-acre site at Loop 375 and Spur 601. The

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Canutillo ISD orders $21M combo

EL PASO - Canutillo Independent School District is moving forward with plans to build a $21 million combination school. The 146,977-sf school will be built at Paseo del Norte Dr. and Northern Pass.

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Down town Ballpark Update

The next meeting of the Committee for a Future El Paso will be at Ay Caramba Restaurant, Cotton & Montana, on Saturday, August 25.  The meeting will begin promptly at 8:00 AM, and

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Where to spend your retirement

How will you decide where to spend your retirement? You would want to pick up a state where life expectations run high, crime rates are low, and people tend to prosper. There are 10 states that rose

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Buying a New Home in El Paso TX

Now is the time to buy! But buying a New Home in El Paso TX can be overwhelming. Where do you start? If you're like most buyers, you probably hop in the car and start driving, looking for

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What you must disclose about your sister

My sister is looking for a new home, and I’m acting as her buyer’s agent. Am I required by TREC rules or the Code of Ethics to disclose to the seller that the buyer is my sister? Texas

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FREE Outdoor Movies in the Canyon schedule

FREE Outdoor Movie Series “Movies in the Canyon” Line Up Announced - Starts THIS Weekend! The El Paso Convention & Performing Arts Centers are pleased to announce the line up for the

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July Housing Statistics for El Paso Texas

During the month of the 30th Olympiad, housing medaled in several arenas. A few short years ago, housing was considered a headwind to economic recovery. Today, housing is seen as a tailwind to a

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When do buyers get the keys

   if the sellers remain in the property past closing? We are getting ready to close a residential transaction in which the seller will remain in the property for 30 days

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Does an amendment give seller leverage to terminate?

  After completing his inspection, the buyer sent a TREC Amendment form to the seller which provided that the seller would do several repairs to the property. The seller responded by sending

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Country Club Road Reconstruction

2nd Community Meeting to take place The Engineering & Construction Management Department is currently in the design stage of the Country Club Road Reconstruction Project. Construction 

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Dog Day Swimming Event

The City of El Paso Parks and Recreation Department will be hosting the 4th Annual Dog Swim Day at the Nations Tobin Aquatic Center, for $2 per dog (owners are free).  The event will be on

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El Paso’s Montecillo begins senior apartments

EL PASO - The first phase of development at the $777 million, 293-acre Montecillo urban village is set to open. Residents are set to move into The Venue at Montecillo, a smart-growth style, mixed

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El Paso job growth solid

EL PASO - El Paso's jobs grew 1.1 percent in first quarter 2012, compared to an average 0.5 percent average growth rate for the nation's 100 largest metros, according to Brookings Institution's

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The Third Income Stream for Real Estate Professionals

Real estate is cyclical. The market follows rhythms year over year but also month to month. In North America, late spring and early summer are traditionally times of high real estate closings.&

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Texas Home Programs Provide Valuable Help

Texas Home Programs provides a summary of housing-related programs for homebuyers in the state of Texas. A number of programs provide home buying assistance to individuals based on.

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Keep My Texas Home

KeepMyTexasHome is a comprehensive resource for Texas homeowners who are, or who may become, behind on their mortgage. This can happen for many reasons, including job loss, divorce, and other

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Texas ranks No. 1 for job gains

Texas tops the list of nine states and the District of Columbia that have regained all of the jobs they lost during the recession, a new analysis of U.S. Bureau of Labor Statistics data shows. The

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Dispelling a homestead exemption email myth

An old email about Texas homestead exemptions seems to pop up whenever an election approaches. In this message, the sender warns seniors and disabled citizens about losing their homestead exemption.

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Things Home Buyers Do that Turn Sellers Off

5 Things Home Buyers Do That Turn Sellers Off (and Kill Deals) On today’s market, every savvy seller wants to know what turns buyers off, so they can get their homes sold as quickly as

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Are You Getting a Good Deal

4 Ways to Tell if You’re Getting a Good Deal – on Your Home!   ·View RSS feed · · close [x] Buying or selling a home is a funny endeavor (but not ha-ha

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El Paso ranked highly in liveability

This article ranks El Paso highly in liveablity Earlier, Zipcar published its Future Metropolis Index. To develop the Index, the company teamed up with KRC Research to rank the top 36 most populated

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June El Paso Housing Market Report

Spring has brought both change and clarity to our local market. Some sellers are seeing competing bids on their properties which have lead to modest price gains. Buyers have fewer options from which

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$20,000 Home Renovation Contest

  HouseLogic.com, the award-winning comprehensive website for home owners from the National Association of Realtors®, is conducting a contest offering a chance to win a home

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I LOVE Fried Chicken!

...especially on holidays like July 4th!! But I love being lean and fit more.   Fortunately, you can enjoy both this summer with this delicious    fried chicken recipe below. It's

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Supreme Court Upholds Constitutionality Health Reform Law

  On Thursday, June 28th, the Supreme Court issued its decision on the constitutionality of the Affordable Care Act (ACA). In a 5-4 decision, the Court upheld the constitutionality of the

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LAST DAY Register Vote Primary Runoff

TODAY is the LAST DAY to Register to Vote for the July 31st Primary Run-off The Primary Run-Off will take place on July 31st. Registered voters who voted in the Primary can vote in the same Party-

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Hottest Remodeling Job Isn’t the Kitchen

Kitchens are usually considered a key ingredient in luring home buyers to a home and, as such, are often the top project targeted by remodelers to increase a home’s value. But it’s been

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Existing-Home Sales: Prices Up, Inventory Down

Limited supplies of housing inventory held back existing-home sales in May, but sales maintained a strong lead over year-ago levels and home prices are on a sustained uptrend in all regions,

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NAR Supports U.S. REIT Act

  On June 11, 2012, a coalition of real estate organizations, including the National association of REALTORS (NAR), wrote to Reps. Tiberi (R-OH) and Neal (D-MA)

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Cash Down Payments Continue to be High

Cash Down Payments Continue to be High The December 2011 Realtors Confidence Index survey reports that cash down payments are at or above 20 percent of the home sales price in 34 percent of the

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Real Estate Career Day this Saturday

Being a REALTOR® gives you the opportunity to have a Professional Career and make the money you are worth! YOU decide how much money you make. YOU decide when you want to work. 

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Preview of new First Time Buyer program

As a Texas Affordable Housing Specialist I have had the opportunity over the years to help a lot of families purchase their first home. The task can be a little daunting and tedious at times, but

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May Housing Report for El Paso

Spring has brought both change and clarity to our local market. Some sellers are seeing competing bids on their properties which have lead to modest price gains. Buyers have fewer options from

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Pet Surfing is a lot easier

The City of El Paso Animal Services Division is now on Facebook in an effort to promote pet adoptions, in addition to revamping its website.     Social media site provides another

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Exit West Agent Resources

MLS Login Zip Forms Online El Paso House Tax Value El Paso Central Appraisal Property Tax Balance Lookup T.R.E.C. Mongo Fax Realtor.org G.E.P.A.R. Texas Realtor EXIT ERC Login SentriLock

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A veggie showdown at the dinner table

A veggie showdown. Many parents have seen the veggie showdown take place at their dinner tables. Every parent wants the best for their children and we know that vegetables are one of those things.

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